Practical Money Skills For K-12 | Junior Achievement USA

Junior Achievement Program RESOURCES

Junior Achievement $AVE, USA

JA Searching for Savings

We know it can be tough to speak to or teach your kids about money-management issues. We hope that you find these lessons helpful with those conversations!


Downloadable Family Lesson Plans 

High School

 What Salary Range Do You Desire?
Making  Choices
You've Been Accepted to College 
The Cost of a Car
Payday Loan Pitfalls
Taking Stock of Your Options
Make Healthy Choices: Earn Interest on Interest


Middle School

Planning for College
Do You Have a Great Idea?  
Checks and Balances
Job Match
Currency Security


Elementary School

It Is Never Too Early
Vacation Time 
Savvy Shopping and Saving
The Legendary Lemonade Stand
Greater Than or Less Than
Counting Coins


Interactive Lessons

"Planet Yenom" Elementary

Welcome to the world of smart money management! Upper elementary-grades students will learn financial responsibility and decision-making as they develop a plan to spend and save their money. Also available - Printable Glossary Terms and Off-line Activities


"Risk and Insurance" Upper Elementary/Lower Middle Grades

Why do you need insurance? What kinds should you have? Risk is a part of life, but you can protect yourself from financial loss when an accident occurs to you or something you own. This activity will help you understand risk, insurance terms, and what kinds of insurance might be most beneficial to you.


Welcome to campus! High School

You're about to enter the world of college decision-making at $ave University, where every decision you make affects your time and money. Get ready to shop, spend, study, and do laundry. Watch out for the campus distractions. Keep your eyes open and make smart choices. There are opportunity costs around every corner!

Note to parents, educators, and volunteers: This Junior Achievement $ave, USA module is designed using 8 bit graphics, reminiscent of old video games. It is designed to be fun and full of distractions. This experience, designed for high school students, allows students to practice weighing opportunity costs, the economic term referring to the next best alternative given up when a choice is made. It is designed to work best on computers and tablets.



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